Financial Planning

Understanding the Concept of Paying Yourself First Paying yourself first is a fundamental principle in personal finance that emphasizes the importance of prioritizing savings over expenditures. This concept suggests that before addressing regular monthly expenses, individuals should allocate a portion of their income towards their savings or investments. By consciously committing to save first, this […]

The Role of Financial Professionals: Trusted Advisors or Salespeople? Understanding the role of financial professionals is crucial to ensure that clients receive appropriate guidance on investment strategies, tax savings, and overall financial growth. Financial professionals can generally be categorized into two main groups: fiduciaries and non-fiduciaries. Fiduciaries are legally obligated to put their clients’ interests

Understanding the Financial Squeeze Living with more days in a month than money in your pocket is a reality faced by many individuals and families today. The increasing prevalence of financial stress is particularly concerning within the context of a rapidly changing economy, where rising living costs often outpace income growth. According to recent statistics,

Are you living a life of quiet desperation? It’s time to break free and embrace purposeful living through action and change. As a financial coach and mindset mentor, I’ve seen countless individuals trapped in a cycle of anxiety, depression, and financial stress. But here’s the truth: it’s never too late to give a heck about

Asset Management Investing and increasing your wealth has many vehicles and products to choose from. However, depending on what you’re trying to achieve, the products offered for asset accumulation can feel overwhelming. Goal setting and in-depth education about the investment product and different scenarios can help with your decision making process. Some people need money

How to Live Life on Purpose & Not by Accident  About Dwight Heck Give a Heck Financial was founded by Dwight Heck, who started his career while living paycheck to paycheck as a single Dad of five children. Like many of us, Dwight didn’t understand how money worked or the basics of budgeting. Money came

Personal Development Coaching Are you living life on purpose? Or do you feel trapped and stuck in a rut? Instead of going through the motions of going from work to home and back again, step into an intentional life worth living. A personal development coach can help empower you to stop living life by accident

Dwight Heck’s financial strategies and insights, as outlined in his book Give A Heck and his coaching programs, focus on practical steps to achieve financial stability and intentional living. Below are some of the key strategies he emphasizes: 1. Create a Budget That Reflects Your Values Insight: A budget is not just about tracking expenses; it’s a

Navigating the Crypto Market: The Role of a Financial Advisor in Cryptocurrency Investments Understanding Cryptocurrency and Its Market Dynamics Cryptocurrency, a digital or virtual form of currency, utilizes cryptography for secure transactions and operates on blockchain technology. The decentralized nature of blockchain allows these currencies to function independently of traditional banking systems, establishing a new

Dwight Heck | Best-Selling Author | Podcaster | Lifestyle & Finance Coach | Entrepreneur | Speaker In today’s fast-paced digital age, the allure of tangible cash remains. The feel of crisp bills, the weight of coins, and the immediate gratification they offer can be tempting. However, when it comes to financial prudence and business acumen, cash might not be your best friend. Let’s delve